Insurance

Recent California Supreme Court Decision on Insurance Bad Faith a Victory for Insured

Insurance companies are obligated to review and attempt to settle claims in good faith.  Different standards of “good faith” apply depending on whether you paid the premium (such as when you are the defendant in a suit, or when you are making a claim under your automobile policy’s uninsured or underinsured coverage), or another person paid the premium.  When an insurance company breaches that duty, the individual or entity harmed by the bad faith dealing may bring an action for compensatory and often punitive damages against the insurer.
 

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Homeowner’s Policy Covers Fire Related Death

The Janssen Law Firm recently successfully resolved a wrongful death matter for the $300,000.00 homeowner’s insurance policy limits of a defendant property owner whose burn barrel fire got out of control in a Eureka, California residential neighborhood.  The defendant property owner allowed an un-permitted “burn barrel” fire to get out of control on an extremely gusty, fall day (winds in excess of 30 miles an hour) which caught the back deck, picnic table and a fence on the property line on fire.  John “Happy Jack” Van Lieu rushed into the smoke with tubs of water to knock down the fire, an

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