Earlier this year, Governor Newsome issued Executive Order N-39-20, which gave the Director of the Department of Consumer Affairs permission to waive professional licensing requirements for physicians, surgeons, and midwives during the Covid-19 emergency. As a result, the Director issued a waiver permitting reinstatement of inactive or retired licenses without having to pay fees or complete continuing education requirements for … Read More
“Drop Downs” in Auto Coverages: Another Reason to Have Underinsured (“UIM”) Coverage
Most people have never heard of a “drop down” provision or clause in auto liability insurance policies, or even given the idea any thought. But the existence of such provisions in a defendant’s auto liability policy can have a profound impact on the compensation available to an injured plaintiff. A “drop down” provision in an auto liability policy decreases the … Read More